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From Botox to boats! A credit union in Austin, Texas is now offering lifestyle loans for people who want to get botox. This photo shows there billboard marketing these loans. There slogan: "Lifestyle loans for what you want. Now". Its a sad sad day when you have to get a loan for botox... what is wrong with these people?

When you need an car but do not have the money to buy one, what will you do. Should you just forget about it and go home? No, now you do not have to bother much about it. You can have a car with an Auto Loan. To fulfill your desire and need, you have an option and the financial market has different facilities.

A mortgage calculator is a simple form that uses basic details of your mortgage loan to calculate what you expect to be paying for your home loan each month. You can use it to see what loans may cost at different interest rates, thus helping you calculate the right mortgage loan for your home.

Everybody these days has some advice for the beleaguered U.S. auto industry. Bail them out. Break up the unions. Do something about the dealerships. Do something about spiraling health care and pension costs. Design cars people will love. Etc.

There’s always the “be more like Apple” advice that’s been going around for a couple of years. Make the iPod of cars.

Mortgages and personal loans are harder for some consumers to secure. People are losing money in the stock market. More people are being turned down for credit cards, or having available limits on existing credit cards decreased unexpectedly. Formerly-inflated home values are coming down, leaving homeowners with less equity and borrowing power, and large debts. The credit crunch is affecting U.S.